financial planning

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Money can be extraordinarily complicated! It is necessary to have in order to survive in life, but if you plan well and plan ahead, you should be able to spend for immediate needs and save for future uses.

financial planning lists

CHECKING ACCOUNT REGISTER – For daily recording of activity in a Checking Account.

BI-MONTHLY BILL/EXPENSES SCHEDULE (1st Half) - List everything that must be paid in the First Half of the Month here. Include the Due Date or the Date of Automatic Withdrawal.

BI-MONTHLY BILL/EXPENSES SCHEDULE (2nd Half) – List everything that must be paid in the Second Half of the Month here. Include the Due Date or the Date of Automatic Withdrawal.

MONTHLY BILL/EXPENSES SCHEDULE – List everything that must be paid during the Month here. Include the Due Date or the Date of Automatic Withdrawal.

YEARLY EXPENSES WORKSHEET - Use this page for listing all of your family’s funds. Makes for handy reference when planning your finances.

SAVINGS WORKSHEET - Create goals for saving money for different projects and necessities in life.

DEBT WORKSHEET - The first step to attacking your debt is to know exactly what the amount is. Once you know what you are facing, you can begin to properly formulate a plan to eliminate it.

TAX FORM MANAGER - Use this page to inventory and organize important tax documents.

AUTO EXPENSES FUND - Put some money aside now for those quarterly oil changes. Be prepared for alternator trouble or getting the brakes replaced.

CHILDCARE FUND - Use this page to help you budget for your childcare needs.

CLOTHING FUND - Growing kids need bigger clothes. Mom and Dad need to spruce up every now and then. Career clothes can often cost a pretty penny.

ELECTRICITY / OIL / GAS FUND - Save year round for those expensive months of heating and cooling.

ENTERTAINMENT FUND – Use this page to allot some money for some fun. Saves trouble for two kids of people: 1) those who never do anything fun because they feel there is never anything left, 2) those who would like to gain some control because they seem to consistently overspend in this area.

GIFTS FUND - This is a big one! How much do you spend on your loved ones at birthday time? How much does each child get at Christmas? Where will the money come for the 15 birthday parties you’ll be invited to over the course of this year?

GROCERY FUND - Use this fund to keep track of your targeted and actual grocery expenses for each pay period or each month.

HER FUND - Give her an allowance and solve half of your money arguments.

HIS FUND - Give him an allowance and solve half of your money arguments.

HOLIDAYS FUND - Gifts aren’t the only expense during the holidays. How about the decorations, parties, lavish dinners, etc.

HOME FUND - Feel like your home is a bit shabby? Or maybe you feel like you are out of control with buying for the house.

KID #1 FUND - Driving age approaching? Orthodontics seem inevitable? Start saving now.

KID #2 FUND - Driving age approaching? Orthodontics seem inevitable? Start saving now.

KID #3 FUND - Driving age approaching? Orthodontics seem inevitable? Start saving now.

KID #4 FUND - Driving age approaching? Orthodontics seem inevitable? Start saving now.

KIDS FUN FUND – For little toys throughout the year or for a trampoline in the summertime, give them a childhood full of fun.

MEDICAL FUND - Save back a little every month for copays at the Dr’s office, unexpected trips to the emergency room, Dentist visits, Eye Doctor visits.

PERSONAL CARE FUND - Save back a little every month for treating yourself to a new hair color, family hair cuts, massages.

PROJECT FUND – Want to finish the basement, build a deck, or get new carpet in the house?

RAINY DAY FUND – Save some for those unexpected expenses and necessities that come up.

VACATION FUND – No matter if it is a day trip, weekend away, or a family vacation, be able to pay cash and truly enjoy yourself!

__________ FUND – Have something you want to save for? Create a fund!

BANK / CREDIT CARD INFORMATION – Keep all of your bank or credit card information available and in one spot for handy reference or emergencies.

BILL / EXPENSES QUICK LIST – Keep the information for your standard bills and expenses in one location.

BILL / EXPENSES QUICK LIST (Blank) - Keep the information for your standard bills and expenses in one location.

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