Many families will feel a boost to their bank accounts this spring and summer when they receive their tax refund and/or their stimulus checks. It is a good idea to create a plan, otherwise you may start to see your money disappear on meaningless extravagances.

1. A weekend getaway
2. A kitchen/bathroom remodel (these add the most value to your home)
3. Extracurricular activities for the kids (piano lessons, soccer in the fall, camps)
4. Pay off (or down) debts
5. A new piece of furniture or electronic device
6. Invest it for retirement
7. Start a college fund
8. Make an extra house payment
9. Invest in yourself: take a class or get some needed counseling
10. Treat yourself to a limited shopping spree!